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CRA / Tax Debt

CRA Tax Debt Mortgage Solutions in Ontario

Mortgage options for Ontario homeowners dealing with CRA tax debt, liens, income tax arrears, HST arrears, or business tax pressure.

Mortgage file review

Tell Ardy what you are trying to solve.

Private and confidential. No spam. No pressure. Approval is subject to lender review.

Borrower problem

CRA debt can become urgent quickly, especially when it affects credit, cash flow, liens, or business operations.

You get a practical review of refinance, second mortgage, private lending, and exit options for tax debt scenarios.

CRA, HST, income tax, and business tax arrears review
Refinance versus private second mortgage comparison
Equity and lien impact review
Plan to move out of high-cost lending later

Questions about cra / tax debt.

Can mortgage funds pay CRA debt?

Sometimes. The path depends on equity, income, credit, property, debt size, and whether CRA has registered against the property.

Is CRA debt a private mortgage situation?

Often it can be, especially when speed, liens, or credit pressure make bank financing difficult.

Want help with cra / tax debt?

Send the file details and get a practical path based on your income, credit, equity, down payment, property, timeline, and lender fit.